School loans, purchasing a house, or putting the pedal to the metal in a new car; you may think the “price tag” is the most important number in this equation, but in realty, your credit score determines whether or not you even qualify for the purchase. In partnership with Equifax, we’re launching a new blog series to help you improve – and keep – your credit score where it needs to be. First, you must understand how your credit score is determined, who looks at it and what makes for an ideal score. In this two-minute video, you’ll learn:

•    what a credit score is, and what that number means,

•    how lenders use credit scores when making certain decisions,

•    and why a higher credit score matters

There’s no quick fix for a credit score that isn’t excellent, but with the right tools, education, and habits, you can get on the right track!

Listen to The Dana Barrett Show, on biz1190 AM WAFS in Atlanta or online at and weekdays from 8-10am for more tips and featured interviews with Equifax’s Nancy Bistritz-Balkan.

Next Equifax appearance: Friday, September 8th at 8AM.